Credit Analyst (f / m / d)

Your area of work :

Group Credit Management`s overriding objective is to ensure that business activities are conducted within a prudent credit risk framework that is consistent with the bank’s credit appetite and in compliance with regulatory and supervisory requirements. In this function, you will be responsible for assessing the general creditworthiness of counterparts and collateral issuers (financial institutions, corporates, sovereigns) operating in a variety of mature and growth countries, provide credit recommendations to management and respond promptly to demands for credit information and advice from the business areas, as well as analyzing customers’ credit needs targeting maximum settlement efficiency while ensuring that the level of credit risk accepted by Clearstream is in accordance with the bank’s credit policies, underwriting standards and regulatory requirements.

Your responsibilities :

Conduct credit research and market intelligence in order to acquire sufficient knowledge of the counterparts under your responsibility

Assess customer’s credit needs based on historical data and available collateral

Prepare annual credit reviews for counterparts and ad-hoc credit assessment

Recommend acceptance of new clients and credit limits

Evaluate the criteria taken into account for collateral eligibility and search for improvements in the criteria used and the quality of data

Contribute to the review, upgrade and development of credit policies, procedures and guidelines

Work on the maintenance, design, testing and implementation of new and existing credit tools

Review and assess the impact on the credit business of new regulations and guidelines issued by relevant authorities

Participate in credit projects and ad-hoc requests

Your profile :

University degree in Business, Accountancy or Banking & Finance & Economics related fields

2-3 years of relevant experience

Strong analytical skills supported by prior experience in credit analysis of banks and other financial institutions

Sound knowledge of different financial instruments

Ability to work independently and as a part of a team in an international environment; ability to work under pressure and handle multiple tasks

Credibility and drive to present senior management with robust and accurate credit recommendations

Highly motivated and willing to assume additional assignments

Excellent command of English. Knowledge of any other language is an advantage

Excellent communication skills and the ability to operate across a number of functions and business areas

Good knowledge of MS Office applications

Why Deutsche Börse Group?

We are committed to providing a work environment where everyone feels welcome and can reach their full potential. Our standards go far beyond simply matching candidates with the right position.

Mobility

We enable you to move freely with our job tickets, job (e-)bikes and free parking opportunities.

Work environment

Collaboration, communication, or deep focus – in our modern office buildings you will find the perfect work environment. Free drinks and food and meal allowances included.

Health and wellbeing

We care for your health and wellbeing and besides various health promotion measures we offer you a group accident insurance and additional insurance offers at discounted rates.

Financial stability

We provide financial stability by offering attractive salaries, company pension schemes, participation in our Group Share Plan, as well as bonuses, subsidies and discounts.

Hybrid work

Collaborate and exchange on-site or work remotely several days a week in line with business needs and local regulations. Our hybrid working model combines the best of both worlds.

Flexible working hours

We want your job to fit your life situation and offer flexible working time models, childcare allowance, or the possibility to study alongside your job.

Internationality

Our market infrastructures are globally connected. Working with us means collaborating with like-minded colleagues across over 60 locations from more than 100 nations.

Development

We promote individual development by offering internal development programmes, mentoring, further education and training budgets.